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Mortgage Accountant Resume Examples

By Silvia Angeloro

Jul 18, 2024

|

12 min read

Ace your mortgage accountant resume: tips for a finance-focused career move.

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Rated by 348 people

Crafting the ideal resume can be a tough task for mortgage accountants. Finding the right balance between technical skills and industry-specific knowledge is often challenging. You may have an impressive knack for numbers, but showcasing this on paper requires a different skill set. This guide is designed to help you navigate common pitfalls and craft a resume that stands out. Whether you’re fresh out of college or a seasoned professional, the mortgage industry is competitive, and your resume needs to pack a punch. Don’t let your meticulous accounting skills get lost in a sea of generic resumes—let's "balance the books" on your job hunt.

Choosing the right resume template is crucial. It sets the tone for your application and ensures essential details don’t get overlooked. A well-structured template can highlight your experience in a clear, concise manner, making it easier for employers to see your value. Don’t underestimate the power of a clean, professional layout to make a compelling first impression.

Explore our collection of over 700 resume examples to find the perfect template for your mortgage accounting career.

Key Takeaways

  • Choosing the right resume template is crucial for highlighting your experience and making a compelling first impression.
  • A mortgage accountant resume should emphasize technical skills like financial transactions management, compliance, and accounting software proficiency.
  • Key sections to include are Contact Information, Professional Summary, Work Experience, Skills, Education, and Certifications.
  • Use a reverse-chronological layout with modern fonts and save your resume as a PDF to maintain design and functionality.
  • Focusing on achievements with measurable outcomes can make your resume stand out to hiring managers.

What to focus on when writing your mortgage accountant resume

Your mortgage accountant resume should highlight your ability to manage complex financial transactions, ensure compliance with industry regulations, and provide detailed financial reports that aid decision-making. Demonstrating your proficiency in accounting software and your attention to detail is key. Including previous job responsibilities and achievements in the mortgage industry can set you apart. To boost impact, consider adding:

  • Certification such as CPA or CMA
  • Experience with financial modeling and forecasting
  • Expertise in tax preparation and compliance
  • Skills in analyzing and reconciling account statements

Must have information on your mortgage accountant resume

To craft an effective resume for a mortgage accountant role, it's crucial to include sections that highlight your skills and experiences relevant to the industry. Essential sections for your resume include:

  • Contact Information
  • Professional Summary
  • Work Experience
  • Skills
  • Education
  • Certifications

Additional sections to consider are Awards, Professional Affiliations, and Volunteer Work. Including these can further demonstrate your qualifications and commitment to the mortgage accounting field.

Which resume format to choose

For a mortgage accountant resume, the best format is the reverse-chronological layout. It emphasizes your work experience, which is crucial for this finance-driven role. Use modern fonts like Rubik and Montserrat instead of the old-school Arial and Times New Roman for a fresher feel. Save your resume as a PDF to maintain its design and ensure it opens correctly on any device. Opt for 1-inch margins to keep your document looking clean and professional. Use clear section headings like "Work Experience” and “Education” to enhance readability and ATS compatibility.

A mortgage accountant resume should include essential sections. These are:

  • Contact Information
  • Professional Summary
  • Work Experience
  • Skills
  • Education
  • Certifications
  • Technical Proficiencies
  • Professional Affiliations

Get started easily with Resume Mentor's free resume builder, which handles all these details for you.

How to write a quantifiable resume experience section

Crafting the experience section of your mortgage accountant resume is critical. Make sure you prioritize relevance and clarity. Start with your most recent job and work backwards. A good rule of thumb is to only go back 10 to 15 years. Only include job titles that are pertinent to your career in mortgage accounting. Tailor your resume for each job you apply to, focusing on the skills and achievements that match the job description. Use action words such as "managed," "analyzed," and "streamlined" to convey impact and responsibility.

Experience
Mortgage Accountant
XYZ Mortgage Company
New York, NY
A leading provider of home loans and refinance options.
  • Handled daily accounting tasks for a portfolio of over 200 mortgage accounts.
  • Filed accurate and timely financial reports, leading to zero compliance issues.
  • Designed a new algorithm for loan amortization, reducing calculation errors by 15%.
Staff Accountant
ABC Finance
Los Angeles, CA
Financial services company specializing in mortgages.
  • Prepared monthly reports to assist in the mortgage approval process.
  • Managed accounts payable and accounts receivable for 300+ accounts.
  • Reduced audit findings by 40% through detailed financial record-keeping.
Junior Accountant
LMN Lending
Chicago, IL
Focuses on lending solutions for residential properties.
  • Assisted in the preparation of financial statements.
  • Balanced daily treasury activities for the accounting department.
  • Led quarterly reconciliation of accounts, ensuring accuracy.

The first example is poorly written and focuses too much on responsibilities rather than achievements. It does not show any measurable outcomes or accomplishments that demonstrate your skills in action. This can make it harder for hiring managers to see your true value.

Experience
Mortgage Accountant
XYZ Mortgage Company
New York, NY
A leading provider of home loans and refinance options.
  • Responsible for managing mortgage accounts.
  • Submitted regular financial reports on time.
  • Estimated loan payments accurately.
Staff Accountant
ABC Finance
Los Angeles, CA
Financial services company specializing in mortgages.
  • Assisted with month-end closing.
  • Processed accounts payable/receivable.
  • Prepared financial statements.
Junior Accountant
LMN Lending
Chicago, IL
Focuses on lending solutions for residential properties.
  • Helped prepare financial statements.
  • Balanced daily treasury activities.
  • Assisted with reconciliation of accounts.

The second example is excellent. It focuses on measurable achievements rather than just listing responsibilities. This shows your ability to make a significant impact. Using specific numbers and results makes your accomplishments stand out, giving hiring managers a clear idea of your capabilities and contributions.

Mortgage accountant resume experience examples

Ready to mortgage your reading time for some insightful content? Feel free to leaf through these professionally crafted resume experience sections for a mortgage accountant that won't be taxing on your time.

Achievement-focused

Highlight achievements to show your impressive track record with mortgage accounting tasks. Use metrics and impactful results to make your accomplishments stand out.

Work Experience

Senior Mortgage Accountant

ABC Mortgage Co.

Jan 2020 - Present

  • Exceeded annual mortgage revenue targets by 25%
  • Reduced loan processing time by 15%, increasing overall efficiency
  • Introduced a streamlined accounting software that saved $10,000 annually in operational costs

Skills-focused

Focusing on skills helps you highlight your range of expertise in mortgage accounting. Emphasize technical skills, software proficiency, and core accounting skills.

Work Experience

Mortgage Accountant

XYZ Financial Services

May 2017 - Dec 2019

  • Proficient in mortgage-specific accounting software like Encompass and Calyx Point
  • Expertise in financial reporting, loan closing, and account reconciliation
  • Skilled in risk assessment and compliance with mortgage regulations

Responsibility-focused


Responsibilities showcase your day-to-day tasks and key accountabilities in mortgage accounting. Ensure they align with industry expectations.

Work Experience

Mortgage Accountant

LMN Mortgage Corp

Jun 2015 - Apr 2017

  • Managed a portfolio of 200 mortgage accounts, ensuring timely payments and compliance
  • Oversaw the preparation of monthly financial statements and reports
  • Coordinated with loan officers and underwriters to resolve discrepancies

Project-focused


Projects can show your experience in leading or contributing to significant company initiatives. Detail specific projects you've worked on, along with their outcomes.

Work Experience

Project Manager

OPQ Mortgage Solutions

Mar 2013 - May 2015

  • Led the implementation of a new mortgage back-office system, which improved processing speed by 20%
  • Spearheaded a project to audit and reconcile loan accounts, identifying $50,000 in recoverable funds
  • Coordinated cross-functional teams for a system update, ensuring no disruption in services

Result-focused


Results demonstrate the impact of your work. Use measurable outcomes to illustrate your effectiveness.

Work Experience

Mortgage Accountant

RST Home Loans

Aug 2011 - Feb 2013

  • Increased mortgage processing accuracy by 30%, reducing customer complaints
  • Achieved a 98% on-time filing rate for mortgage documents
  • Enhanced customer satisfaction scores by 15% through efficient account management

Industry-Specific Focus


Tailor your experience to show how familiar you are with the mortgage industry. Industry-specific knowledge can make you more appealing.

Work Experience

Mortgage Specialist

UVW Financial

Sep 2009 - Jul 2011

  • Deep knowledge of mortgage regulations, including RESPA and TILA
  • Expert at managing adjustable and fixed-rate mortgages
  • Proficient in preparing mandatory compliance and disclosure documents

Problem-Solving focused


Showcase your problem-solving skills by highlighting situations where you found solutions to complex issues. It’s a great way to exhibit your analytical and critical thinking ability.

Work Experience

Mortgage Accountant

GHI Mortgage Services

Jul 2007 - Aug 2009

  • Identified and corrected processing errors that led to a 20% reduction in customer complaints
  • Resolved discrepancies in mortgage payments by implementing a more accurate tracking system
  • Developed a system to flag potential fraud, saving the company $100,000 annually

Innovation-focused


Innovation is key in streamlining processes and enhancing efficiency. Highlight any innovative solutions or improvements you brought to the table.

Work Experience

Mortgage Accountant

JKL Home Loans

Mar 2005 - Jun 2007

  • Introduced cloud-based accounting software, improving data access and security
  • Developed an automated reconciliation tool, reducing error rates by 25%
  • Implemented e-signature technology, accelerating document processing by 40%

Leadership-focused


Leadership skills can be demonstrated through your ability to guide and inspire teams. Share your experiences leading projects or mentoring colleagues.

Work Experience

Team Lead, Mortgage Accounting

MNO Financial

Feb 2003 - Feb 2005

  • Managed a team of 10 junior accountants, providing training and mentorship
  • Led a department-wide initiative to improve mortgage processing workflows
  • Facilitated cross-training programs to enhance team capabilities and flexibility

Customer-focused


Displaying your customer-focused approach is essential. Highlight how you’ve improved customer experiences or addressed client concerns effectively.

Work Experience

Customer Service Mortgage Accountant

PQR Home Finance

Dec 2001 - Jan 2003

  • Consistently maintained high customer satisfaction ratings, averaging 4.8/5
  • Developed personalized mortgage plans, meeting specific client needs
  • Resolved customer issues promptly, reducing escalation cases by 15%

Growth-focused


Showcase how you contributed to the growth of the company, whether through increasing revenue, client base, or improving processes.

Work Experience

Mortgage Growth Specialist

STU Lending Corp

Jun 2000 - Nov 2001

  • Expanded client portfolio by 15% through networking and client outreach
  • Played a key role in achieving 20% annual revenue growth
  • Improved client retention rates by developing long-term financial strategies

Efficiency-focused


Detail your efforts to improve efficiency within your role or department. Highlight changes or implementations that led to time and cost savings.

Work Experience

Efficiency Analyst

VWX Mortgage Bank

Apr 1998 - May 2000

  • Streamlined processing procedures, cutting average loan approval time by 2 days
  • Implemented a new documentation system, reducing file retrieval times by 40%
  • Enhanced budget management, saving $15,000 annually

Technology-focused


Focus on your expertise with technology, particularly tools and systems relevant to mortgage accounting.

Work Experience

Mortgage System Analyst

ABC Mortgage Co.

Oct 1996 - Mar 1998

  • Expert in using mortgage accounting software like Calyx Point and Encompass
  • Developed custom Excel macros to automate reporting tasks, saving hours of work weekly
  • Implemented a CRM system that improved client account management

Collaboration-focused


Working well with others is a key skill. Focus on your ability to collaborate effectively within your team or with other departments.

Work Experience

Collaborative Mortgage Accountant

XYZ Financial Services

Jan 1994 - Sep 1996

  • Worked closely with loan officers to streamline the mortgage approval process
  • Coordinated with compliance officers to ensure all loans met federal guidelines
  • Facilitated cross-department meetings to address and solve workflow issues

Training and Development focused


Training others or developing programs shows your ability to share knowledge and improve team skills.

Work Experience

Training Coordinator

JKL Home Loans

Aug 1992 - Dec 1993

  • Designed and delivered training sessions for new hires on mortgage accounting software
  • Developed a mentorship program to improve the onboarding process
  • Created comprehensive training manuals, reducing new employee training time by 1 week

Write your mortgage accountant resume summary section

Crafting a resume summary for a mortgage accountant position can help you stand out to potential employers. A good summary should include your most relevant experience, key skills, and what makes you a strong fit for the role. Describing yourself clearly and confidently is the goal. You want to catch the hiring manager's attention quickly, so keep it concise and impactful.

To make the most of your resume summary, focus on your strengths and achievements. Use action words and avoid jargon. Mention specific skills like financial analysis, loan processing, or client relations if those are your strong points. Ultimately, paint a picture of your professional self that makes the reader want to know more about you.

A resume summary differs from a resume objective, which states your career goals, or a resume profile, which is a brief paragraph. A summary of qualifications is usually a bullet point list of your most important achievements and skills. Each serves a different purpose in showcasing your powers and experience.

Here is an example of a poorly written resume summary:

SUMMARY
I am a mortgage accountant with a few years of experience. I have done loan processing and other mortgage related things. I want a job in a good company where I can use my skills.

This summary isn't great because it lacks specifics and is very vague. It doesn’t mention any unique skills or accomplishments that set you apart. Words like “few years” and “things” are too general and don't provide valuable information.

Now, look at this improved summary example:

SUMMARY
Detail-oriented mortgage accountant with 5+ years of experience in loan processing, financial analysis, and client relations. Proven track record of reducing processing times by 20% and improving client satisfaction scores by 15%. Adept at navigating compliance regulations and working collaboratively with cross-functional teams. Seeking to leverage expertise to contribute to XYZ Company’s continued success.

This version is much better because it highlights specific experiences and results. Mentioning a “5+ years” timeframe and measurable results like “reducing processing times by 20%” makes it specific and compelling. The statement is clear and to the point, which makes you an attractive candidate.

Listing your mortgage accountant skills on your resume

Your skills section can be a crucial part of your mortgage accountant resume and can appear as a standalone section or be woven into other parts like your experience or summary. When listing your strengths, include both hard skills, which are technical abilities and knowledge specific to your job, and soft skills, which are interpersonal abilities that affect your work performance.

Your hard skills might include proficiency in specific accounting software, understanding of mortgage regulations, and financial analysis capabilities. These abilities demonstrate your technical expertise and what you can offer. Your soft skills, such as attention to detail, communication, and problem-solving, show how you interact and perform within a team or organization.

The key to a good skills section is to use relevant strengths and abilities, incorporating these as keywords throughout your resume. This helps in making your resume searchable and appealing to hiring managers and Applicant Tracking Systems (ATS).

Skills
financial reporting, accounting practices, financial regulations
mortgage compliance, legal regulations, fiscal compliance
loan processing, mortgage applications, loan approvals
tax preparation, tax regulations, tax compliance
financial analysis, data analysis, trend analysis
risk assessment, financial risks, risk management
budget management, financial planning, budget allocation
audit coordination, internal audits, compliance audits

This skills section is strong because it is tailored to the specific responsibilities of a mortgage accountant. It lists eight relevant hard skills that showcase your core competencies in the field. Each skill is directly related to the daily tasks and responsibilities you would handle, effectively illustrating your ability to perform the role.

Best hard skills to feature on your mortgage accountant resume

A mortgage accountant needs specialized skills to handle the complex needs of the industry. These skills show your technical proficiency and how you can contribute to the success of a company.

Hard Skills

  • Financial Reporting
  • Mortgage Compliance
  • Loan Processing
  • Tax Preparation
  • Financial Analysis
  • Risk Assessment
  • Budget Management
  • Audit Coordination
  • Account Reconciliation
  • Regulatory Knowledge
  • Data Entry and Management
  • Investment Analysis
  • Credit Analysis
  • Financial Software Proficiency
  • Debt Management

Best soft skills to feature on your mortgage accountant resume

A mortgage accountant should also possess strong soft skills. These demonstrate your ability to effectively work with others and manage your tasks efficiently.

Soft Skills

  • Attention to Detail
  • Communication Skills
  • Organizational Skills
  • Problem-Solving
  • Time Management
  • Teamwork
  • Adaptability
  • Critical Thinking
  • Customer Service
  • Conflict Resolution
  • Decision Making
  • Professionalism
  • Empathy
  • Multitasking
  • Negotiation Skills

How to include your education on your resume

The education section of your mortgage accountant resume is a crucial part. Tailoring this section to the job you are applying for will make you stand out. Irrelevant education should not be included. List your most relevant degrees first.

Include your GPA if it is strong and recent, typically above 3.5, and specify the scale (e.g., 3.8/4.0). Mention honors such as cum laude to highlight academic excellence. For degrees, provide the name of the degree, the institution, its location, and the dates attended.

Bad example:

Education
Bachelor of Arts in History
State University

This example is bad because the degree is not relevant to a mortgage accountant position. The GPA and honors are missing, and the university location does not add value here.

Good example:

Education
Bachelor of Science in Accounting, cum laude
Prestige University
3.8
3.8
/
4.0

This example is good because it highlights a relevant degree in accounting. The inclusion of cum laude and a high GPA makes it even stronger. The dates are realistic, and the focus is clear.

How to include mortgage accountant certificates on your resume

Adding a certificates section to your mortgage accountant resume is essential. It highlights your qualifications and sets you apart. List the name of the certificate. Include the date you obtained it. Add the issuing organization. Display only relevant certificates.

For example, place a certificate directly in the header of your resume:

John Doe Certified Mortgage Accountant (CMA) Email: john.doe@example.com

Having a dedicated certificates section at the end of your resume can make your qualifications clear. Here’s how a good example looks:

Certifications
Certified Public Accountant (CPA)
American Institute of CPAs
Certified Mortgage Banker (CMB)
Mortgage Bankers Association

This example is good because it includes certificates relevant to your job as a mortgage accountant. Certificates are issued by known organizations, ensuring trust. The titles clearly show your professional expertise.

Extra sections to include in your mortgage accountant resume

When crafting a resume for a mortgage accountant position, you want to highlight your financial acumen and attention to detail. However, including some personal elements can make you stand out as a well-rounded candidate.

  • Language section — Highlight any additional languages you speak because it shows your ability to communicate with a diverse client base.
  • Hobbies and interests section — Mention relevant hobbies like reading financial literature or participating in investment clubs, as these activities reflect your passion for the field.
  • Volunteer work section — Demonstrate your community involvement by including volunteer work, especially if you have used your accounting skills in these roles.
  • Books section — List books you have read related to finance or accounting as this indicates you are devoted to professional development.

By including these sections, you not only show your technical skills but also portray a well-rounded, engaged individual who continuously seeks growth. This approach can make your resume more compelling to potential employers.

Pair your mortgage accountant resume with a cover letter

A cover letter is a document that you send along with your resume when applying for a job. It introduces you to the employer and briefly explains why you are a good fit for the position. A good cover letter can help your application stand out by showcasing your personality, enthusiasm, and tailored qualifications for the job role.

For a mortgage accountant, a cover letter should emphasize your skills in financial analysis, attention to detail, and experience with mortgage loan processes. Highlight your proficiency with accounting software, understanding of regulatory standards, and ability to manage large volumes of financial data accurately. Mention any relevant certifications or courses you've completed that make you a stronger candidate.

Craft your perfect cover letter now using Resume Mentor's cover letter builder. It's easy to use, and exporting your letter as a PDF ensures your format and content stay intact.

Jackson Thompson

Phoenix, Arizona

+1-(234)-555-1234

help@resumementor.com


Dear Hiring Manager,

I have always admired how Wells Fargo has been a stable cornerstone in the financial industry, known for its impeccable service and commitment to integrity. My skills and experience in investor account reconciliation align well with the values of your organization.

While at Wells Fargo, I led the implementation of a financial reporting system which reduced our monthly reporting time by 20%. This was achieved through effective collaboration with my team and meticulous attention to detail, demonstrating my capability to drive financial efficiency.

I welcome the opportunity to discuss how my background, skills, and certifications will be a perfect fit for the team at Wells Fargo. Please feel free to reach out to schedule an interview.

Thank you for considering my application.

Sincerely,

Jackson Thompson

Mortgage Accountant
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